Term Life Insurance

Take care of your family if you die, and even if you don’t.
Covers the financial burdensome periods of your life
Immediate payment to beneficiaries when you die
Flexibility in designing your plan

 Instant, online, in minutes

BGM FINANCIAL GROUP
Protect your family… affordably.

You want to give your family everything, but on top of other financial obligations, life insurance can seem like just another expense. Term 10 and Term 20 life insurance can help protect your family’s finances at an affordable cost. Better yet, you’ll feel good knowing you’ve provided your family with the financial protection they deserve.

Why choose term life insurance?

Term life insurance is simple to buy and easy to afford. This makes it the ideal way for young families to get the financial security they need.
Our plans provide protection for 10- or 20-year periods. If you die within the covered period, your beneficiaries receive the amount of the policy tax-free and can use this money any way they want. For example, they can use it to:
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Maintain their lifestyle and pay day-to-day expenses
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Pay for your children’s education
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Pay off loans and debts
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Cover expenses like funeral costs
Select the term that’s right for you.

Term life insurance covers you for 10- or 20-year periods. Once it expires, you can renew your coverage for another 10- or 20-year term until you’re 80 years old, at which point coverage expires (note: premiums will rise when you renew).

You can also convert our term life insurance policies into permanent life insurance or universal life insurance until you are 71 years old without answering questions about your health or taking a medical exam.

Get quotes for term life insurance

How much coverage do you need?

A general rule is 5-7 times your salary. So if your annual income is $40,000, you may want to purchase at least $200,000 in term life insurance. Contact us so we can discuss your specific needs.

We offer the following coverage options:

Term Life Insurance
Coverage under 250,000, with a 10- or 20-year term.
Coverage from $250,000, with a 10- or 20-year term.

Get quotes for term life insurance

FREE ADVICE
More Affordable than Whole Life Insurance
While Whole Life Insurance is guaranteed for life, Term Life is ideal for a fixed length of time, is more affordable, and offers a plan that can change if your life plans change.
WHY BUY THROUGH US?
Simpler, smarter,
more rewarding
life insurance.
We think life insurance should be more about living. So we’ve reinvented it to help you get on with life.
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Do everything online, in no time
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Qualified support when you need it
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No paperwork, no jargon
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Your coverage starts immediately
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Insurance, at the best possible price
SUPPORT
Not sure what insurance you need? We can help.
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Answer a few simple questions.
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We'll show you a plan and quote.
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Save your plan for later or get covered today.
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World-class coverage that rewards you with
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